“A protected risk, in respect of payment of claims in the event of an insolvent insurer, is a risk falling under the following general business classes of insurance:
1: accident (where the insured is an individual);
2: sickness;
3: land vehicles;
8: fire and natural forces;
9: other damage to property;
10: motor vehicle liability;
13: general liability;
16: miscellaneous financial loss;
17: legal expenses and
18: Assistance.