International Regulatory Updates

Capital Adequacy Aggregate capital ratios for significant institutions (i.e. banks supervised directly by the ECB) increased in the second quarter of 2020 compared with the previous quarter. The aggregate Common Equity Tier 1 (CET1) ratio stood at 14.87%, the aggregate Tier 1 ratio stood at 16.12 ...

The European Central Bank (ECB) today published the finalised guide outlining the methodology it uses to assess how euro area banks calculate their exposure to counterparty credit risk (CCR) and advanced credit valuation adjustment (CVA) risk, following a public consultation which ended on 18 Ma ...

The European Central Bank announced today that euro area banks under its direct supervision may exclude certain central bank exposures from the leverage ratio. The move is aimed at easing the implementation of monetary policy. This decision by ECB Banking Supervision came after the Governing Counc ...

The European Central Bank (ECB), after establishing close cooperation with Българска народна банка (Bulgarian National Bank) and Hrvatska narodna banka (Croatian National Bank) and assessing the significance of the countries’ banks, announced today that it will start directly ...

The European Banking Authority (EBA) published today its quarterly Risk Dashboard together with the results of the Risk Assessment Questionnaire (RAQ). The updated data shows that the impact of COVID-19 was mainly reflected in a contraction of banks’ capital ratios and profitability, the cost of r ...

The European Banking Authority (EBA) recalls the importance of adequate preparations by financial institutions for the end of the transition period between the EU and UK. The EBA calls on the institutions to finalise the full execution of their contingency plans in accordance with the conditions agr ...

The European Central Bank (ECB) today extended its recommendation to banks on dividend distributions and share buy-backs until 1 January 2021 and asked banks to be extremely moderate with regard to variable remuneration. It also clarified that it will give enough time for banks to replenish their ca ...

The European Central Bank (ECB) today published the aggregate results of its vulnerability analysis of banks directly supervised within the Single Supervisory Mechanism. The exercise assessed how the economic shock caused by the coronavirus (COVID-19) outbreak would impact 86 euro area banks and aim ...

The European Central Bank (ECB) announced today changes to the organisational structure of its supervisory arm to ensure continued effective and efficient supervision of banks in the euro area and beyond. The organisational changes will include the creation of two additional business areas in the ...

Capital Adequacy The aggregate capital ratios for the group of SSM significant institutions (i.e. those credit institutions that are supervised directly by the ECB) declined slightly in the first quarter of 2020 by comparison with the previous quarter. The aggregate Common Equity Tier 1 (CET1) ra ...